To claim your motorcycle insurance, you will need to provide your motorbike’s registered number, the name and address of the policyholder, the make and model of the bike, and the total amount of premiums paid for the policy. You will also need to issue insurance proof, such as a recent car or bike insurance quote or a letter from the car insurance company stating that you were covered under their policy. 

If you have a history with your current insurer, you may be able to negotiate a lower premium with a better rate. If a new policy is available, ask about coverages like deductibles, limits on the number of claims you can make, and how quickly you can get ready to cover your damages. Hinman & Associates Insurance at Reno, NV can help. 

What Is an Accident Forgiveness Policy?

An accident forgiveness policy is a contract that provides financial protection in the unlikely event of a covered accident. You and your family are covered by the financial loss you might experience due to an accident. You can purchase an accident forgiveness policy directly from the insurance company or broker. 

The policy will cover any medical bills, lost wages, and other expenses that result from an accident. In most cases, if you are at fault for an accident and are responsible for paying the costs of repairs and medical bills, you will likely be able to receive full reimbursement from your insurance provider.

Final Thoughts

The best time to make a claim is within the first 90 days of the accident. This is usually when your insurance company will begin insuring you against future claims. In most cases, you will need to provide proof of damage to the motorcycle, and your driving record will be a significant factor in determining whether you will be paid out. 

Motorcycle insurance can be purchased for various reasons, such as protecting you in case of an accident or coverages such as liability insurance that are not available on the vehicle you drive. Hinman & Associates Insurance in Reno, NV can come to your aid for superior customer service.