Motorcycle Insurance in Nevada

If you’ve ever driven a motorcycle, you’ll agree that there’s nothing quite like it. Whether you are just looking for a way to get around town or you’re a road warrior in search of the thrill of the open road, motorcycling is a great fun. But riding a motorcycle is also dangerous. There are unique risks and accidents that involve motorcycles. That’s why you need motorcycle insurance to make sure that you are protected every time you hit the road on your motorbike.

If you live in Nevada, you don’t have a choice. Just like auto insurance, motorcycle insurance is compulsory in the Silver State. You’ll need liability insurance to drive your motorcycle on public spaces in the state. Hinman & Associates Insurance in Reno & Sparks NV provides motorcycle insurance in the state. Before you purchase, review your motorcycle insurance policy to make sure that it provides all the protection you need.

Coverage Options

Keep in mind that the compulsory liability coverage only applies when you are held liable for an accident. It does not pay for the damage to your motorcycle or any injuries that you may have sustained − it only pays for the damages and injuries caused to the other party. There are several coverage options to consider. Consider purchasing coverage for medical payments as well as uninsured/underinsured motorist protection to ensure that you and your passengers are properly covered.

With these two coverages, you don’t have to worry about medical bills in the event of an accident that results in bodily injury, whether you are considered to be at fault or not. You can also get collision and comprehensive coverages to cover your motorcycle from collision-related damages and theft or vandalism respectively. If you are looking for motorcycle coverage in Nevada, Hinman & Associates Insurance can help you out. Give us a call or visit our offices for more information on motorcycle insurance.