Classic Car Insurance in Nevada

Classic car and collector categories are often lumped together. Insurance carriers define classic cars differently. What remains the same is the investment you put into that car, and this should be protected. Having classic car insurance by talking to our experienced agents at Hinman & Associates Insurance in Reno & Sparks, Nevada will make your car even more valuable. You can learn more about some of the following topics of interest.

How does classic car insurance help?

Your classic car is not like other conventional cars; it has special needs that just can’t be covered by traditional auto insurance. Your vehicle’s value may be fully reimbursed in case it is destroyed or damaged through classic car insurance. Your policy can be written up and a quote given to you by our agents.

Does coverage include depreciation?

You do not want to be reimbursed by the value of a depreciated vehicle for a classic car as is the case with traditional car insurance. It is therefore important you understand the depreciation policy of the carrier before getting classic car insurance. Set value coverage may be offered for classic car insurance where the stated car value is used to issue the policy. The value does not go any lower than the stated value.

What is the mileage limit for classic cars?

Most classic cars are not driven daily and therefore would have a no fixed mileage limit. Insurance carriers will only insure the vehicle with classic car insurance if it is not driven daily. A daily use car would require a different car insurance policy, even if it’s a classic.

Additional optional coverage to consider

Optional coverage can be discussed with our agents, such as;

• Spare parts coverage – Your classic car will be kept running smoothly.
• Full windshield and safety glass coverage – damaged glass can be fixed or replaced.
• Towing and roadside assistance – do not take a chance leaving a collectible on the side of the road. This cover helps with 24/7 service.

If you are in Nevada, our agents can provide you with peace of mind while owning a collectible or classic car. Our offices welcome you for your visit or call at Hinman & Associates Insurance in Reno & Sparks, NV.