One might assume that self-driving cars won’t require insurance. However, this is unlikely to be the case in the foreseeable future. While self-driving cars may reduce the likelihood of accidents, many risks will persist. If you’re seeking auto insurance policies in Reno, NV, the Hinman & Associates Insurance team is here to help. Let’s delve deeper into the risks associated with self-driving cars and the continued need for insurance.

Self-Driving Cars and Insurance

Firstly, it’s important to note that self-driving cars can still be involved in accidents. Sensor failures, software glitches, and mechanical malfunctions can occur. While evidence suggests that self-driving cars may reduce accident rates in the long run, the technologies used in these vehicles can also offer safety features when a human is behind the wheel.

Car accidents aren’t the only risk. Self-driving software can’t protect your vehicle from weather-related damage while parked. For instance, hail can cause significant damage. The right auto insurance plans can provide protection, but it’s crucial to understand what is and isn’t covered.

Self-driving vehicles are often more expensive than traditional ones, which can make insurance even more necessary. Risks such as theft and vandalism can be more common for expensive vehicles. Property crimes are on the rise in some communities, making appropriate insurance policies increasingly necessary.

Ultimately, state governments will likely continue to require auto insurance, even for self-driving cars. If you’re looking for insurance agents serving Reno, NV, Hinman & Associates Insurance is here to help. Regardless of your vehicle type and the specific risks you want to mitigate, we’re ready to provide advice and insights.