You’ve finally gotten that classic car you’ve always wanted. Whether you restored it yourself and gathered all the original parts or bought it from a collector, you’ll need to know everything you can about classic car insurance to protect it. Start with the basics. Insurance agents at Hinman & Associates Insurance in Reno, NV have what you need to keep your investment protected.

What is Classic Car Insurance?

Classic car insurance is different than your basic auto insurance. Your classic isn’t a standard vehicle neither should your insurance be. This type of insurance is tailormade to fit your vehicle. You’ll discuss with your insurance agent many of the details, including how much your vehicle’s worth. If your classic car is ever damaged or destroyed, you could be reimbursed for the vehicle’s value. You can also get lots of advantages with a classic, such as roadside assistance or a lower deductible.

What Qualifies You to Ger Classic Car Insurance?

In order to purchase classic car insurance, your vehicle will have to be deemed a classic. In most states, the age is an indicator. If it is more than 20 years old, it could be considered a classic. There are also cars that have vintage or antique models. To get insurance, there are certain conditions that may be required. This vehicle cannot be your primary mode of transportation. Meaning that it can not be for your everyday usage. It also needs to be stored. Speak with your representative about how you should store your classic vehicle.

There could be a difference in pricing if you’ve restored your classic with improvements or left it in its original condition. The independent insurance agents at Hinman & Associates Insurance in Reno, NV can help you decide on your classic car insurance needs.