Reno, NV offers some amazing RV and motorhome parks specializing in long-term stays. People from across the U.S. travel to Reno to enjoy its balmy climate, breathtaking vistas, and gambling fun. Hinman & Associates Insurance wants everyone to understand that you still need motorhome insurance, also known as RV insurance, even when you park it in one place full-time.

Introducing Full-timers Insurance

People who live in their RV full-time, with it parked and skirted, still need motorhome insurance. In fact, their need for liability coverage and personal property coverage increases. People tend to invite guests over when they settle down in one place.

Inviting people over increases liability because there’s a higher chance that someone might trip, fall, or injure themselves in another way. When living in an RV or any other type of home, people tend to buy stereos, TVs, small appliances, and so forth. These personal property items need coverage, too.

Don’t Go Under-insured

The typical motorhome policy focuses on travel. It covers you for liability if you cause an accident while driving. Your collision or comprehensive coverage pays for the damage repairs or replacement of your motorhome. If you plan to live in your RV full-time, switch to a full-timers policy.

Contact Hinman & Associates Insurance Today

Contact your agent at Hinman & Associates Insurance to update your motorhome policy. Many people who visit Reno, NV, choose to move here. Contact us to upgrade your RV policy when you relocate to your motorhome. Ask your insurance agent about full-timers’ insurance, a type of motorhome insurance that includes broader liability and personal property coverage.